eHealth CoPay
We help with your Healthcare Co-Payments & Deductibles
We assist you in the payment of Co-Pays, Deductibles and past dues. We provide services that include medical loans, cash advancements and debt forgiveness & consolidation.
We work with you through our installment payment simple plan, debt forgiveness and our debt consolidation in order to manage all of your healthcare bills and expenses.
Understanding the terms
Deductibles and copays are all amounts you may have to pay for health care services.
Here’s how they work together.
Deductible
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A deductible is the amount you pay for health care services before your health insurance begins to pay.
For example, if your deductible is $1,500, you would pay 100 percent of your health care charges until the amount you paid reaches $1,500. After that, some services you receive may be covered at 100 percent, or you may have to pay coinsurance.
These are some other words you may see.
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After deductible: This lets you know that we start sharing costs with you for a service after you’ve met your deductible.
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No deductible: You don’t have to pay toward your deductible for this service. You’ll still have to pay any copays.
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Before deductible: We cover this service before you’ve met your deductible. You’ll still have to pay any copays
Copay
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A copay is a fixed amount you pay for a health care service, usually when you receive the service. The amount can vary by the type of service. You may also have a copay when you get a prescription filled.
For example, a doctor’s office visit might have a copay of $30. The copay for an emergency room visit will usually cost more, such as $150. However, there is a maximum amount you will pay for coinsurance and copays. This is called the coinsurance and copay maximum.
