Our LOANS
Questions
Frequently Asked Questions:
What is a Healthcare LOAN?
A Healthcare LOAN is a fixed term loan that can be used for many health purposes. A Healthcare LOAN can get you the money you need when you need it the most!
Simply fill out the registration, a process that takes just a few short minutes. If you meet the minimum requirements, you will have the opportunity to be selected and will be presented loan documents which include terms of the loan. It's that easy!
We offer low APR and terms of 3-months to 1-year, it's a great way to borrow for those moments of unexpected medical expenses and costs.
What are the fees?
We are required by federal law to provide you with all the terms of the loan before you agree to accept the loan. If you accept the terms, the cash will be deposited directly into the bank account you chose. If you do not accept the terms and decline the loan, you will not be penalized. Fees range depending on the size of the loan, your credit history, payment history with DEXTROpay and other financial factors.
Can I qualify for a Healthcare LOAN?
While individual lender requirements may vary, the basic requirements are:
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Being at least 18 years of age
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U.S. Citizen
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Preferably a steady job or other source of regular income, such as Self-Employed, SSI, Disability, Pension
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A bank account preferably with Direct Deposit
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Seeking loans with approved medical providers
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We can work with most credit types.
If you meet this criteria, you are likely to find that we can provide you with a Healthcare LOAN you're looking for! Bad Credit? No Credit? Bankruptcy? We offer alternative loan solutions.
How much money can I obtain from a Healthcare LOAN?
You can borrow as much as you qualify for and are permitted by law.
How do you protect my information?
Your privacy and security are of the utmost importance to DEXTROpay. Our site offers encryption technology that allows you to use DEXTROpay with confidence. See our privacy policy for further details about our security.
What happens if I am late on a payment or need to skip a payment?
We work with you and your particular conditions. Our partner lenders will provide you with a clear explanation of your rights and the obligations of the loan. No surprises. The type of fees imposed are provided in the documents that you are asked to digitally sign called a loan agreement. Please read these carefully before accepting the terms of the loan. Additional fees may apply so please read the terms of the loan prior to acceptance.
How and when do I repay the loan?
Loans upon agreement are monthly deducted directly from your account on the date and time specified in your loan agreement.
What is the APR?
The FEES and APR INTEREST RATES you will be charged for the loan are provided to you in writing after acceptance of your application and before you are requested to digitally sign a loan agreement. If you accept the loan, the APR and FEES will be provided to you in a written document that you should review carefully before you are asked to sign any loan agreement.
Can I use the loan for...?
You Can Use Your Loan for Almost Any HEALTHCARE Purpose
You're free to use the cash in a wide variety of ways to enhance your life or wellness, such as:
Debt Consolidation Loans - Free yourself from healthcare debts.
Medical Loans - Discover & Take care of yourself and your health.
Installment Loans for Medical Expenses - Take care of your needs and pay in installment.
Do I have to have a job? (I collect Federal Benefits)
We will consider: Employed, Self-Employed, Social Security Income (SSI), Disability Income, and Pension Income. Call us today and let us help you.